Considering a Vendor Take-Back (VTB) Note in your Ontario business sale? This strategic financing tool can help bridge valuation gaps, attract more buyers, and unlock tax planning opportunities for sellers. But VTBs also introduce legal complexity and financial risk. In this post, we break down the pros and cons of VTB financing, explain how to protect your interests with PPSA registrations and covenants, and offer practical tips for buyers and sellers navigating business acquisitions in Ontario.